Many Britons do not invest in travel insurance. Save yourself from being caught out – get travel insurance to fully cover yourself in the unfortunate event of needing it.
There is nothing better than a glass of Scrumpy cider after a long day of surfing in Cornwall or Devon but there is nothing as bad as trying to get warm and dry in an already damp tent. This is one of the reasons why I no longer camp on my annual pilgrimage to the beach. This summer many hundreds of surfing amateurs and pros alike will be headed for British and European seas, and more of them than ever are going by caravan.
It was five years ago, on my yearly trip to Leeds Festival that I became a caravan lover. That year I didn’t have an early pass and was eager to find a place to camp before there was no space left when the strap on my main rucksack broke. I balanced it on my tent bag and trudged on through the, now fluid, mud. Subsequently this additional weight then broke the strap on my tent bag, leaving me stranded.
This Easter saw caravan holidays rise to the status of “most convenient” after the eruption of the Icelandic volcano saw most aeroplanes around the world either completely grounded or at least disrupted.
In the last year or so, the number of people holidaying locally in caravans or motorhomes has significantly increased. The insurance brokers have noticed it, and it is doubtless that the caravan parks and travel agents have noticed it too. It seems that in an attempt to save money, the masses have opted against forking out for expensive holidays abroad. Official figures suggest that 5,000,000 more holidays will be taken in Britain this year.
Whether the caravan you own is static or if it is one that you can attach to your motor vehicle you should make sure it is insured just as you would a house, car or business. I would like to tell you what caravan insurance will cover you for and which kinds are available so you can choose one that is right for you.
If you’re an old insurance man like me, going grey and still carrying a liking for old early 70′s bands like soft machine and caravan, then you probably think that you’ve seen the last of your summer music festivals with nights spent cramped under the canvas of a tent and waking up with aches and cramps in places you didn’t know existed! However, another way to go is to take your motorhome (or somebody else’s) along to the festival and enjoy the music and the atmosphere without the nights spent on the floor under canvas.
“For girls who go plump in the night” is the rather strange title of an album by 1970′s rock band Caravan, which is not the kind of thing you would expect an insurance man to know, even if he does actually own one, (a caravan I mean!) An insurance man in a caravan is probably not that unusual but an insurance man in a caravan listening to Caravan? Surely not!
Insurance Times published an article recently stating that the financial ombudsman had decreed that there are certain circumstances in which it would back the policyholder over the insurer, excluding however, instances where keys have been left in or near a car. I was then left wondering if the same would apply to motor homes.
Chester Cooke was a man who one day decided that he wanted to have a caravan on the banks of the river Avon in a perfectly situated caravan site that was professionally owned, well maintained and had all the amenities that he could ask for. However, he wasn’t the type to go spending the best part of twenty grand plus annual services on a caravan without properly thinking it through.