Minor accidents and mishaps are common with any car or vehicle. Even with an insurance agreement governing you, this occurrence stands to create some negligible stress and anxiety in us.
If you do not know what to do when faced with an accident, you will be left stranded and worried without any guidance as to what course of action should take. Do you really want to find yourself in such a situation? Better would be to read up and understand what all is to be done when in case of a mishap.
When in case of a minor brush with the other vehicle, if there are no serious injuries to anyone, the best option is to drive or push to the side of the road and park so that the traffic can flow smoothly.
If your cars are in the middle of the road, it can cause further accidents and injuries to others. Therefore switch on the hazard lights of both the vehicles to warn the others.
The next best thing would be to report to the police about the occurrence. If it is a minor mishap chances are that they may not come in immediately if they are not in the vicinity. But insurance process requires that you register and file the report with the police and hence this has to be complied with.
After reporting to the police, wait there and note down all details of the driver of the other vehicle and note down the car number, registration, color and other details besides getting the driver’s details including name, address, license number, insurance details etc.
There is no need to have any conversation as to who was wrong and to admit that you were at fault. The police will decide who was at fault and report to the insurance.
If possible, take pictures using camera or your hand phone and call the insurance company to report the event. Further your insurance company will take over and proceed with the case.